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Stablecoins Surge to $284B Amid Debate Over Banking Sector Impact

Stablecoins Surge to $284B Amid Debate Over Banking Sector Impact

Author:

Global Cryptocurrency

Published:

2026-01-26 23:09:01

19

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BTCCSquare news:

The stablecoin market capitalization has eclipsed $284 billion, reigniting discussions about its systemic implications for traditional finance. Historian Niall Ferguson and economist Manny Rincon-Cruz contend that concerns over bank destabilization are misplaced, framing stablecoins as complementary payment infrastructure rather than speculative threats.

"Financial incumbents routinely oppose innovation," Ferguson observed in a Bloomberg op-ed, dismissing claims that interest-bearing stablecoins create instability. The analysts highlighted the GENIUS Act's role in accelerating adoption, drawing a sharp distinction between fiat-pegged stablecoins and volatile crypto assets like Bitcoin.

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